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When you’re looking for insurance to protect your goods, you can deal directly with an insurer or choose a damage insurance broker. Although both are regulated by the Autorité des marchés financiers, they are somewhat different.
Let’s see what a broker can offer you and why you might want to opt for one... (Read more/ November's Edition 2021)
Did you know that water damage is the main cause of home insurance claims in Quebec? However, a basic contract won’t cover all types of damages. Some require additional coverage (an endorsement). Let’s go over the details to learn more about the types of coverage that best meet your needs.
Two types of coverage: basic and optional. Some water damages are covered by a basic all-risk home insurance policy: accidental and occasional damages... (Read more/ November's Edition 2022)
Coverage that’s always appropriate thanks to new automated notifications
To make your life easier, we’ve introduced a new communication system that will help you keep track if your policy renewals and receive offers tailored to your situation.
Winter is fast approaching, and it’s already time to close up your three-season cottage. There are several steps to follow if you want to prevent damage caused by snow or frost, or other incidents. Here is a handy checklist to help you get it all done before snowfall...
Your insurance broker will check your policy requirements and ensure that your coverage meets your needs. Feel free to contact us if you have any questions about the coverage for your cottage.
You have invested $60,000 to extend your home, including a new four-season porch and a brand new kitchen that you have been dreaming about forever. During the course of the work, a fire breaks out and destroys everything. Fortunately, you had the foresight to contact your JSA broker and adjust your coverage before the work began. In order to be sure that your construction work or home renovations are covered in the event of a loss, contact your insurance broker before work begins to... (read more / August 2021 Edition) / Key words: builder's risk insurance, insured value or the cost of rebuilding, building a new home, demolishing part of a home to rebuild it, extending a home.
A new car is always exciting! When you sign the papers at the dealer, remember to take the time to examine the insurance that’s being offered. Should you choose a replacement cost endorsement or replacement insurance? Here are a few tips to help you decide. You probably already know that it’s mandatory to have automobile insurance before leaving the dealership with your new vehicle. What you may not realize, however, is that the insurance policy will not cover the depreciation of your vehicle. In other words, if your vehicle is in a major accident or stolen, the insurance company will cover you based on the value of the vehicle on the day of your loss... (read more / January 2021 Edition) / Key words: replacement cost endorsement, advantages of replacement insurance offered by JSA
Your car or house has just been damaged, and you have to file a claim with your insurer. You grumble to yourself, thinking about the tedious road ahead. Fortunately, the JSA team is there for you.
One of our roles as an insurance broker is to provide our customers with support in the event of a loss. It’s an aspect of our work that often goes unnoticed, but that our customers greatly appreciate. Nobody wants to feel alone in their misery or powerless when dealing with an insurance company that appears to have unlimited resources... (read more / November 2020 Edition)
We are pleased to announce that our new portal dedicated to our customers is now available online. In business for over a century, JSA is constantly innovating to serve you better.
We are among the first insurance brokers in Quebec to offer this tool to our customers. The portal is user-friendly and accessible from any computer or mobile device, and there’s no need to download an app to access... (read more / July 2020 Edition)
Just one email is all it takes for a computer hacker to obtain your confidential information. Phishing for passwords, bank account numbers or private medical information is a type of social engineering attack used for scamming, or selling the information to a third party. Traditional theft is practically a thing of the past. The following is a simplified and hypothetical example to help you better understand how hacking works... (read more / May 2020 Edition) / Keywords: cyberattacks on businesses, insurance protections, fraud, confidentiality of sensitive data, ransomeware, services to ensure cybersecurity