Winter is fast approaching, and it’s already time to close up your three-season cottage. There are several steps to follow if you want to prevent damage caused by snow or frost, or other incidents.
Here is a handy checklist to help you get it all done before snowfall.
AROUND THE PROPERTY
- Store the garden furniture or cover it with a tarp
- Remove all watercraft (e.g., canoe, pedal boat, kayak) from the water and store them
- Disconnect and store the garden hose
- Store the barbecue or cover it, and disconnect it from the propane tank
- Trim overhanging branches that might break off and damage the cottage
COTTAGE — EXTERIOR
- Check for and plug up holes that could provide access to harmful critters
- Place a cap or cover on the chimney
- Check the caulking around doors and windows, and repair any damaged sections
- Clean the gutters
- Inspect the roof for damaged shingles and replace them if necessary
- Inspect the septic tank and call a professional if necessary
COTTAGE — INTERIOR
- Empty the pantry and bring home any food, even canned goods
- Empty, clean and disconnect the refrigerator, and leave the door slightly ajar to avoid moisture build-up
- Remove the sheets, and store them in a dry place (such as a sealed bag)
- Clean the fireplace and close the damper vent
- Shut off the water and drain all the appliance pipes:
- washing machine
- S-shaped pipe under the sink
- Pour plumbing antifreeze into the drain pipes of the above-mentioned appliances
- Drain the water heater by attaching a hose to the purge valve
- Turn off the power to the water pump
- Disconnect all electrical appliances, except those that will be in operation while you’re away (such as an alarm system)
- Check the condition of your sump pump, if applicable
- Lower the heat to between 5°C and 7°C, or turn it off completely (in which case, turn off the circuit breakers for the heaters on the electrical panel)
- Store any items that can start a fire, such as paper, rags and chemicals
- Leave the curtains or blinds slightly open to show that there are no valuable objects in the house
- Lock the doors and windows
- Turn on the alarm system before you leave, if applicable
- Check your insurance policy for your secondary residence
DOWNLOAD AND PRINT THIS CHECKLIST HERE!
Your insurance broker will check your policy requirements and ensure that your coverage meets your needs.
Feel free to contact us if you have any questions about the coverage for your cottage.